/* MODERN CSS WITH ANIMATIONS & HOVER EFFECTS */

:root {
  --primary: #213864;
  --primary-light: #2d4a8a;
  --primary-dark: #182747;
  --accent: #f8b400;
  --accent-light: #ffc933;
  --accent-dark: #d99e00;
  --text: #222;
  --text-light: #555;
  --background: #f8f9fb;
  --white: #ffffff;
  --footer-bg: #1a2a3a;
  --footer-text: #dff0ff;
  --shadow: 0 2px 14px rgba(33, 56, 100, 0.09);
  --shadow-lg: 0 10px 40px rgba(33, 56, 100, 0.15);
  --shadow-xl: 0 20px 60px rgba(33, 56, 100, 0.2);
  --radius: 0.75rem;
  --radius-lg: 1.25rem;
  --nav-height: 70px;
  --max-width: 1300px;
  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-fast: all 0.2s ease;
}

/* RESET & BASE STYLES */
*,
*::before,
*::after { 
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: 'Segoe UI', 'Roboto', -apple-system, BlinkMacSystemFont, Arial, sans-serif;
  background: var(--background);
  color: var(--text);
  line-height: 1.6;
  overflow-x: hidden;
}

a { 
  color: var(--primary);
  text-decoration: none;
  transition: var(--transition-fast);
}

a:hover { 
  color: var(--accent); 
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

/* CONTAINER */
.container {
  width: 90%;
  max-width: var(--max-width);
  margin: 0 auto;
}

.flex-between {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.center { 
  text-align: center; 
}

/* LOGO WITH ANIMATION */
.logo {
  color: var(--white);
  letter-spacing: 1.8px;
  font-weight: 900;
  font-size: 1.9rem;
  margin: 0;
  position: relative;
  z-index: 3;
  text-shadow: 2px 2px 8px rgba(0, 0, 0, 0.3);
  transition: var(--transition);
}

.logo:hover {
  transform: scale(1.05);
  text-shadow: 3px 3px 12px rgba(248, 180, 0, 0.5);
}

.logo span {
  color: var(--accent);
  font-weight: 700;
}

/* HEADER WITH GLASS EFFECT */
.main-header {
  background: linear-gradient(135deg, rgba(33, 56, 100, 0.95) 0%, rgba(45, 74, 138, 0.95) 100%);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  box-shadow: 0 2px 20px rgba(0, 0, 0, 0.1);
  position: sticky;
  top: 0;
  z-index: 1000;
  height: var(--nav-height);
  width: 100%;
  transition: var(--transition);
}

.main-header.scrolled {
  background: linear-gradient(135deg, rgba(33, 56, 100, 0.98) 0%, rgba(45, 74, 138, 0.98) 100%);
  box-shadow: 0 5px 30px rgba(0, 0, 0, 0.2);
}

.main-header .container {
  height: 100%;
  display: flex;
  align-items: center;
  position: relative;
  z-index: 3;
}

/* NAVIGATION WITH HOVER EFFECTS */
.main-nav {
  display: flex;
  gap: 0.5rem;
  margin-left: auto;
  position: relative;
  z-index: 3;
}

.main-nav a {
  padding: 10px 20px;
  font-size: 1.05rem;
  border-radius: 8px;
  transition: var(--transition);
  font-weight: 600;
  color: var(--white);
  position: relative;
  overflow: hidden;
}

.main-nav a::before {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.2), transparent);
  transition: left 0.5s;
}

.main-nav a:hover::before {
  left: 100%;
}

.main-nav a.active,
.main-nav a:hover {
  background: var(--accent);
  color: var(--primary);
  transform: translateY(-2px);
  box-shadow: 0 5px 15px rgba(248, 180, 0, 0.4);
}

/* HAMBURGER MENU */
.nav-toggle {
  display: none;
  font-size: 1.8rem;
  background: none;
  border: none;
  color: var(--white);
  cursor: pointer;
  margin-left: auto;
  position: relative;
  z-index: 3;
  transition: var(--transition);
}

.nav-toggle:hover {
  transform: scale(1.1);
  color: var(--accent);
}

/* HERO SECTION WITH PARALLAX & PARTICLES */
.hero-section {
  background: linear-gradient(135deg, #1a2a44 0%, #213864 50%, #2d4a8a 100%);
  position: relative;
  color: var(--white);
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  overflow: hidden;
  padding-top: var(--nav-height);
}

.hero-overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: url('https://images.pexels.com/photos/5816284/pexels-photo-5816284.jpeg?auto=compress&cs=tinysrgb&dpr=2&h=650&w=940') center/cover no-repeat;
  opacity: 0.15;
  z-index: 1;
}

/* ANIMATED PARTICLES BACKGROUND */
.particles {
  position: absolute;
  width: 100%;
  height: 100%;
  top: 0;
  left: 0;
  z-index: 1;
  overflow: hidden;
}

.particles::before,
.particles::after {
  content: '';
  position: absolute;
  width: 300px;
  height: 300px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(248, 180, 0, 0.1) 0%, transparent 70%);
  animation: float 20s infinite ease-in-out;
}

.particles::before {
  top: -150px;
  left: -150px;
  animation-delay: 0s;
}

.particles::after {
  bottom: -150px;
  right: -150px;
  animation-delay: 10s;
}

@keyframes float {
  0%, 100% { transform: translate(0, 0) scale(1); }
  25% { transform: translate(100px, 100px) scale(1.1); }
  50% { transform: translate(50px, 200px) scale(0.9); }
  75% { transform: translate(-50px, 100px) scale(1.05); }
}

.hero-center {
  max-width: 850px;
  margin: auto;
  position: relative;
  z-index: 3;
  padding: 40px 20px;
}

/* HERO BADGE */
.hero-badge {
  display: inline-block;
  background: rgba(248, 180, 0, 0.2);
  border: 2px solid var(--accent);
  color: var(--accent);
  padding: 8px 24px;
  border-radius: 50px;
  font-weight: 700;
  font-size: 0.9rem;
  letter-spacing: 1px;
  margin-bottom: 20px;
  text-transform: uppercase;
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0%, 100% { transform: scale(1); }
  50% { transform: scale(1.05); }
}

/* HERO TITLE */
.hero-section h1 {
  font-size: clamp(2.5rem, 5vw, 4rem);
  margin-bottom: 1rem;
  letter-spacing: 1.5px;
  font-weight: 900;
  text-shadow: 4px 4px 20px rgba(0, 0, 0, 0.5);
  background: linear-gradient(135deg, #fff 0%, #f8f9fb 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero-section .lead {
  font-size: 1.3rem;
  margin-bottom: 2rem;
  color: #fff;
  letter-spacing: 0.5px;
  text-shadow: 2px 2px 10px rgba(0, 0, 0, 0.4);
  font-weight: 400;
}

/* HERO STATS */
.hero-stats {
  display: flex;
  justify-content: center;
  gap: 40px;
  margin: 40px 0;
  flex-wrap: wrap;
}

.stat-item {
  display: flex;
  align-items: center;
  gap: 15px;
  background: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(10px);
  padding: 20px 30px;
  border-radius: var(--radius);
  border: 1px solid rgba(255, 255, 255, 0.2);
  transition: var(--transition);
}

.stat-item:hover {
  background: rgba(255, 255, 255, 0.15);
  transform: translateY(-5px);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.3);
}

.stat-item i {
  font-size: 2.5rem;
  color: var(--accent);
}

.stat-item strong {
  display: block;
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--white);
}

.stat-item span {
  display: block;
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.8);
}

/* SCROLL INDICATOR */
.scroll-indicator {
  position: absolute;
  bottom: 40px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 3;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
  animation: bounce 2s infinite;
}

@keyframes bounce {
  0%, 20%, 50%, 80%, 100% { transform: translateX(-50%) translateY(0); }
  40% { transform: translateX(-50%) translateY(-10px); }
  60% { transform: translateX(-50%) translateY(-5px); }
}

.mouse {
  width: 25px;
  height: 40px;
  border: 2px solid var(--accent);
  border-radius: 20px;
  position: relative;
}

.mouse::before {
  content: '';
  width: 4px;
  height: 8px;
  background: var(--accent);
  position: absolute;
  top: 8px;
  left: 50%;
  transform: translateX(-50%);
  border-radius: 2px;
  animation: scroll 2s infinite;
}

@keyframes scroll {
  0% { top: 8px; opacity: 1; }
  100% { top: 24px; opacity: 0; }
}

.scroll-indicator span {
  color: var(--accent);
  font-size: 0.8rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
}

/* ANIMATION CLASSES */
.animate-fade-in {
  animation: fadeIn 1s ease-out;
}

@keyframes fadeIn {
  from { opacity: 0; }
  to { opacity: 1; }
}

.animate-slide-up {
  animation: slideUp 0.8s ease-out;
}

@keyframes slideUp {
  from {
    opacity: 0;
    transform: translateY(40px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.animate-slide-right {
  animation: slideRight 0.8s ease-out;
}

@keyframes slideRight {
  from {
    opacity: 0;
    transform: translateX(-40px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

.delay-1 { animation-delay: 0.2s; }
.delay-2 { animation-delay: 0.4s; }
.delay-3 { animation-delay: 0.6s; }
.delay-4 { animation-delay: 0.8s; }

/* SCROLL ANIMATIONS */
.animate-on-scroll {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease-out, transform 0.6s ease-out;
}

.animate-on-scroll.visible {
  opacity: 1;
  transform: translateY(0);
}

/* BUTTONS WITH GLOW EFFECT */
.btn,
.btn-primary,
.btn-secondary,
.btn-outline {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 32px;
  font-size: 1.1rem;
  border: none;
  border-radius: 50px;
  background: var(--primary);
  color: var(--white);
  cursor: pointer;
  box-shadow: 0 4px 20px rgba(33, 56, 100, 0.2);
  margin: 8px 4px;
  font-weight: 700;
  transition: var(--transition);
  text-align: center;
  position: relative;
  overflow: hidden;
}

.btn::before,
.btn-primary::before,
.btn-secondary::before {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  width: 0;
  height: 0;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.3);
  transform: translate(-50%, -50%);
  transition: width 0.6s, height 0.6s;
}

.btn:hover::before,
.btn-primary:hover::before,
.btn-secondary:hover::before {
  width: 300px;
  height: 300px;
}

.btn-primary {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
}

.btn-secondary {
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-light) 100%);
  color: var(--primary);
}

.btn-outline {
  background: transparent;
  color: var(--primary);
  border: 2px solid var(--primary);
  box-shadow: none;
}

.btn:hover,
.btn-primary:hover {
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-light) 100%);
  color: var(--primary);
  transform: translateY(-3px);
  box-shadow: 0 10px 35px rgba(248, 180, 0, 0.4);
}

.btn-secondary:hover {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  color: var(--white);
  transform: translateY(-3px);
  box-shadow: 0 10px 35px rgba(33, 56, 100, 0.4);
}

.btn-outline:hover {
  background: var(--primary);
  color: var(--white);
  transform: translateY(-3px);
  box-shadow: 0 10px 35px rgba(33, 56, 100, 0.3);
}

.btn-glow {
  animation: glow 2s infinite;
}

@keyframes glow {
  0%, 100% { box-shadow: 0 4px 20px rgba(248, 180, 0, 0.3); }
  50% { box-shadow: 0 4px 40px rgba(248, 180, 0, 0.6); }
}

.btn-large {
  padding: 16px 40px;
  font-size: 1.2rem;
}

.btn span {
  position: relative;
  z-index: 1;
}

/* SECTION STYLES */
.section {
  padding: 80px 0;
  background: var(--white);
}

.section-header {
  text-align: center;
  margin-bottom: 60px;
}

.section-title {
  font-size: clamp(2rem, 4vw, 2.8rem);
  letter-spacing: 1px;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 15px;
  position: relative;
  display: inline-block;
}

.section-title::after {
  content: '';
  position: absolute;
  bottom: -10px;
  left: 50%;
  transform: translateX(-50%);
  width: 80px;
  height: 4px;
  background: linear-gradient(90deg, var(--accent), var(--accent-light));
  border-radius: 2px;
}

.section-subtitle {
  font-size: 1.15rem;
  color: var(--text-light);
  margin-top: 20px;
}

/* FEATURES SECTION */
.features-section {
  background: linear-gradient(135deg, #f8f9fb 0%, #e8eef5 100%);
  padding: 60px 0;
}

.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 30px;
  max-width: 1200px;
  margin: 0 auto;
}

.feature-box {
  background: var(--white);
  padding: 40px 30px;
  border-radius: var(--radius-lg);
  text-align: center;
  box-shadow: var(--shadow);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}

.feature-box::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: linear-gradient(90deg, var(--accent), var(--accent-light));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.4s ease;
}

.feature-box:hover::before {
  transform: scaleX(1);
}

.feature-box:hover {
  transform: translateY(-10px);
  box-shadow: var(--shadow-lg);
}

.feature-icon {
  width: 80px;
  height: 80px;
  margin: 0 auto 20px;
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  color: var(--white);
  transition: var(--transition);
}

.feature-box:hover .feature-icon {
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-light) 100%);
  transform: scale(1.1) rotate(10deg);
}

.feature-box h3 {
  color: var(--primary);
  font-size: 1.4rem;
  font-weight: 700;
  margin-bottom: 15px;
}

.feature-box p {
  color: var(--text-light);
  font-size: 1rem;
  line-height: 1.6;
}

/* SERVICE SECTION */
.service-section {
  background: linear-gradient(135deg, #ffffff 0%, #f8f9fb 100%);
  padding: 80px 0;
}

.service-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 35px;
  margin-bottom: 50px;
  max-width: 1200px;
  margin-left: auto;
  margin-right: auto;
}

.service-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  padding: 40px 30px;
  transition: var(--transition);
  cursor: pointer;
  position: relative;
  overflow: hidden;
  border: 2px solid transparent;
}

.service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(248, 180, 0, 0.1), transparent);
  transition: left 0.6s;
}

.service-card:hover::before {
  left: 100%;
}

.service-card:hover {
  border-color: var(--accent);
  transform: translateY(-12px) scale(1.02);
  box-shadow: var(--shadow-xl);
}

.service-icon-wrapper {
  margin-bottom: 25px;
  position: relative;
}

.service-icon {
  font-size: 4rem;
  display: inline-block;
  transition: var(--transition);
  filter: drop-shadow(0 4px 10px rgba(0, 0, 0, 0.1));
}

.service-card:hover .service-icon {
  transform: scale(1.2) rotate(10deg);
  filter: drop-shadow(0 8px 20px rgba(248, 180, 0, 0.4));
}

.service-card h3 {
  color: var(--primary);
  margin: 0 0 15px 0;
  font-size: 1.6rem;
  font-weight: 800;
}

.service-desc {
  color: var(--text-light);
  font-size: 1.05rem;
  margin-bottom: 20px;
  line-height: 1.6;
}

.service-features {
  list-style: none;
  padding: 0;
  margin: 20px 0;
  text-align: left;
}

.service-features li {
  padding: 10px 0;
  color: var(--text);
  font-size: 1rem;
  display: flex;
  align-items: center;
  gap: 10px;
  border-bottom: 1px solid #f0f0f0;
  transition: var(--transition-fast);
}

.service-features li:hover {
  padding-left: 10px;
  color: var(--primary);
}

.service-features i {
  color: var(--accent);
  font-size: 0.9rem;
}

.btn-service {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 20px;
  padding: 12px 28px;
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  color: var(--white);
  border-radius: 50px;
  font-weight: 700;
  font-size: 1rem;
  transition: var(--transition);
  border: none;
  cursor: pointer;
}

.btn-service:hover {
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-light) 100%);
  color: var(--primary);
  transform: translateX(5px);
  box-shadow: 0 5px 20px rgba(248, 180, 0, 0.4);
}

/* PROCESS SECTION */
.process-section {
  background: linear-gradient(135deg, #f8f9fb 0%, #e8eef5 100%);
  padding: 80px 0;
}

.process-timeline {
  display: flex;
  justify-content: space-between;
  align-items: center;
  max-width: 1200px;
  margin: 0 auto;
  position: relative;
  flex-wrap: wrap;
  gap: 20px;
}

.process-step {
  flex: 1;
  min-width: 200px;
  text-align: center;
  position: relative;
  padding: 30px 20px;
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  transition: var(--transition);
}

.process-step:hover {
  transform: translateY(-10px);
  box-shadow: var(--shadow-lg);
}

.step-number {
  position: absolute;
  top: -20px;
  left: 50%;
  transform: translateX(-50%);
  width: 50px;
  height: 50px;
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-light) 100%);
  color: var(--primary);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  font-weight: 900;
  box-shadow: 0 5px 20px rgba(248, 180, 0, 0.4);
}

.step-icon {
  font-size: 3rem;
  color: var(--primary);
  margin: 30px 0 20px;
  transition: var(--transition);
}

.process-step:hover .step-icon {
  color: var(--accent);
  transform: scale(1.2);
}

.process-step h3 {
  color: var(--primary);
  font-size: 1.3rem;
  font-weight: 700;
  margin-bottom: 10px;
}

.process-step p {
  color: var(--text-light);
  font-size: 1rem;
  line-height: 1.6;
}

.process-connector {
  width: 60px;
  height: 3px;
  background: linear-gradient(90deg, var(--accent), var(--accent-light));
  position: relative;
}

.process-connector::after {
  content: '▶';
  position: absolute;
  right: -10px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--accent);
  font-size: 1rem;
}

/* ABOUT SECTION */
.about-brief {
  background: var(--white);
  padding: 80px 0;
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.about-image {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.about-image img {
  width: 100%;
  height: 500px;
  object-fit: cover;
  transition: var(--transition);
}

.about-image:hover img {
  transform: scale(1.1);
}

.experience-badge {
  position: absolute;
  bottom: 30px;
  right: 30px;
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-light) 100%);
  color: var(--primary);
  padding: 25px 30px;
  border-radius: var(--radius);
  text-align: center;
  box-shadow: 0 10px 40px rgba(0, 0, 0, 0.3);
  animation: pulse 2s infinite;
}

.badge-number {
  font-size: 2.5rem;
  font-weight: 900;
  line-height: 1;
}

.badge-text {
  font-size: 0.9rem;
  font-weight: 600;
  margin-top: 5px;
}

.about-content {
  padding: 20px;
}

.about-content .section-title {
  text-align: left;
}

.about-content .section-title::after {
  left: 0;
  transform: none;
}

.lead-text {
  font-size: 1.15rem;
  color: var(--text);
  margin-bottom: 20px;
  line-height: 1.8;
}

.about-content p {
  font-size: 1.05rem;
  color: var(--text-light);
  line-height: 1.8;
  margin-bottom: 25px;
}

.about-features {
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin: 30px 0;
}

.about-feature-item {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 20px;
  background: linear-gradient(135deg, #f8f9fb 0%, #e8eef5 100%);
  border-radius: var(--radius);
  transition: var(--transition);
}

.about-feature-item:hover {
  background: var(--white);
  box-shadow: var(--shadow);
  transform: translateX(10px);
}

.about-feature-item i {
  font-size: 2.5rem;
  color: var(--accent);
}

.about-feature-item strong {
  display: block;
  color: var(--primary);
  font-size: 1.2rem;
  margin-bottom: 5px;
}

.about-feature-item span {
  color: var(--text-light);
  font-size: 1rem;
}

/* REVIEWS SECTION */
.reviews-section {
  background: linear-gradient(135deg, #f8f9fb 0%, #e8eef5 100%);
  padding: 80px 0;
}

.reviews-wrapper {
  display: flex;
  align-items: center;
  gap: 25px;
  position: relative;
  margin-top: 50px;
}

.reviews-carousel {
  display: flex;
  gap: 30px;
  overflow-x: auto;
  scroll-behavior: smooth;
  flex: 1;
  padding: 15px 5px;
  scroll-padding: 10px;
  -webkit-overflow-scrolling: touch;
}

.reviews-carousel::-webkit-scrollbar {
  display: none;
}

.reviews-carousel {
  -ms-overflow-style: none;
  scrollbar-width: none;
}

.review-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  flex: 0 0 350px;
  min-width: 350px;
  padding: 35px 30px;
  position: relative;
  transition: var(--transition);
  border: 2px solid transparent;
}

.review-card::before {
  content: '\201C';
  position: absolute;
  top: 15px;
  left: 20px;
  font-size: 5rem;
  color: rgba(248, 180, 0, 0.1);
  font-family: Georgia, serif;
  line-height: 1;
}

.review-card:hover {
  border-color: var(--accent);
  transform: translateY(-10px) scale(1.02);
  box-shadow: var(--shadow-xl);
}

.review-stars {
  display: flex;
  gap: 5px;
  margin-bottom: 20px;
}

.review-stars i {
  color: var(--accent);
  font-size: 1rem;
}

.review-card p {
  margin: 0 0 25px 0;
  color: var(--text);
  font-size: 1.05rem;
  line-height: 1.7;
  position: relative;
  z-index: 1;
}

.review-author {
  display: flex;
  align-items: center;
  gap: 15px;
  margin-top: 20px;
  padding-top: 20px;
  border-top: 2px solid #f0f0f0;
}

.author-avatar {
  width: 50px;
  height: 50px;
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  font-weight: 700;
  flex-shrink: 0;
}

.review-author strong {
  display: block;
  color: var(--primary);
  font-size: 1.1rem;
  margin-bottom: 3px;
}

.review-author span {
  display: block;
  color: var(--text-light);
  font-size: 0.9rem;
}

/* SCROLL BUTTONS */
.scroll-btn {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  color: var(--white);
  border: none;
  width: 55px;
  height: 55px;
  border-radius: 50%;
  font-size: 1.3rem;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
  flex-shrink: 0;
  box-shadow: 0 5px 20px rgba(33, 56, 100, 0.3);
}

.scroll-btn:hover {
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-light) 100%);
  color: var(--primary);
  box-shadow: 0 8px 30px rgba(248, 180, 0, 0.5);
  transform: scale(1.1);
}

.scroll-btn:active {
  transform: scale(0.95);
}

/* CTA SECTION */
.cta-section {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 50%, var(--primary-dark) 100%);
  color: var(--white);
  padding: 80px 0;
  position: relative;
  overflow: hidden;
}

.cta-section::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -10%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(248, 180, 0, 0.15) 0%, transparent 70%);
  border-radius: 50%;
}

.cta-content {
  text-align: center;
  max-width: 700px;
  margin: 0 auto;
  position: relative;
  z-index: 2;
}

.cta-content h2 {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 900;
  margin-bottom: 20px;
  text-shadow: 2px 2px 10px rgba(0, 0, 0, 0.3);
}

.cta-content p {
  font-size: 1.2rem;
  margin-bottom: 35px;
  color: rgba(255, 255, 255, 0.9);
}

/* FOOTER */
.footer {
  background: linear-gradient(135deg, var(--footer-bg) 0%, #0f1a28 100%);
  color: var(--footer-text);
  padding-top: 60px;
  padding-bottom: 30px;
}

.footer-top {
  display: grid;
  grid-template-columns: 1.5fr 2fr;
  gap: 60px;
  margin-bottom: 40px;
}

.footer-brand .logo {
  margin-bottom: 20px;
}

.footer-aim {
  font-size: 1.05rem;
  margin-bottom: 25px;
  color: #e1ebf6;
  line-height: 1.7;
}

.social-links {
  display: flex;
  gap: 15px;
}

.social-icon {
  width: 45px;
  height: 55px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent);
  font-size: 1.2rem;
  transition: var(--transition);
  border: 2px solid transparent;
}

.social-icon:hover {
  background: var(--accent);
  color: var(--primary);
  border-color: var(--accent);
  transform: translateY(-5px) rotate(10deg);
  box-shadow: 0 10px 25px rgba(248, 180, 0, 0.4);
}

.footer-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
}

.footer-column h4 {
  color: var(--accent);
  font-weight: 700;
  margin-bottom: 20px;
  font-size: 1.2rem;
}

.footer-column ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-column li {
  margin-bottom: 12px;
  font-size: 1rem;
  transition: var(--transition-fast);
}

.footer-column li:hover {
  padding-left: 5px;
}

.footer-column a {
  color: var(--footer-text);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: var(--transition-fast);
}

.footer-column a:hover {
  color: var(--accent);
}

.footer-column i.fas {
  font-size: 0.75rem;
  color: var(--accent);
}

.contact-info li {
  display: flex;
  gap: 15px;
  margin-bottom: 20px;
  align-items: flex-start;
}

.contact-info i {
  color: var(--accent);
  font-size: 1.2rem;
  margin-top: 3px;
  flex-shrink: 0;
}

.contact-info a {
  color: var(--footer-text);
}

.contact-info a:hover {
  color: var(--accent);
}

.footer-bottom {
  text-align: center;
  padding-top: 30px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.copyright {
  font-size: 1rem;
  color: #aacbe4;
}

.copyright i.fa-heart {
  color: #ff6b6b;
  animation: heartbeat 1.5s infinite;
}

@keyframes heartbeat {
  0%, 100% { transform: scale(1); }
  10%, 30% { transform: scale(1.2); }
  20%, 40% { transform: scale(1.1); }
}

/* SCROLL TO TOP BUTTON */
.scroll-to-top {
  position: fixed;
  bottom: 30px;
  right: 30px;
  width: 55px;
  height: 55px;
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-light) 100%);
  color: var(--primary);
  border: none;
  border-radius: 50%;
  font-size: 1.5rem;
  cursor: pointer;
  box-shadow: 0 5px 25px rgba(248, 180, 0, 0.4);
  z-index: 999;
  opacity: 0;
  visibility: hidden;
  transition: var(--transition);
  display: flex;
  align-items: center;
  justify-content: center;
}

.scroll-to-top.visible {
  opacity: 1;
  visibility: visible;
}

.scroll-to-top:hover {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  color: var(--white);
  transform: translateY(-5px) scale(1.1);
  box-shadow: 0 10px 35px rgba(33, 56, 100, 0.5);
}

/* RESPONSIVE DESIGN */
@media (max-width: 1024px) {
  .about-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  
  .about-image img {
    height: 400px;
  }
  
  .footer-top {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  
  .process-connector {
    display: none;
  }
}

@media (max-width: 850px) {
  .main-nav { display: none; }
  
  .main-nav.show {
    display: flex;
    flex-direction: column;
    position: absolute;
    right: 0;
    top: var(--nav-height);
    background: linear-gradient(135deg, rgba(255, 255, 255, 0.98) 0%, rgba(248, 249, 251, 0.98) 100%);
    backdrop-filter: blur(10px);
    width: 70vw;
    max-width: 300px;
    box-shadow: var(--shadow-lg);
    gap: 0;
    z-index: 99;
    border-radius: 0 0 0 var(--radius-lg);
  }
  
  .main-nav.show a {
    padding: 18px 24px;
    border-bottom: 1px solid rgba(0, 0, 0, 0.05);
    color: var(--primary);
  }
  
  .main-nav.show a.active,
  .main-nav.show a:hover {
    background: var(--primary);
    color: var(--white);
    transform: none;
  }
  
  .nav-toggle { display: inline-flex; }
  
  .hero-stats {
    flex-direction: column;
    gap: 20px;
  }
  
  .stat-item {
    width: 100%;
    justify-content: center;
  }
  
  .footer-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }
}

@media (max-width: 768px) {
  html { font-size: 15px; }
  
  .section {
    padding: 60px 0;
  }
  
  .service-cards {
    grid-template-columns: 1fr;
    gap: 25px;
  }
  
  .features-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }
  
  .scroll-btn {
    width: 45px;
    height: 45px;
    font-size: 1.1rem;
  }
  
  .review-card {
    flex: 0 0 300px;
    min-width: 300px;
  }
  
  .process-timeline {
    flex-direction: column;
  }
}

@media (max-width: 600px) {
  .scroll-btn {
    display: none;
  }
  
  .review-card {
    flex: 0 0 calc(100vw - 40px);
    min-width: calc(100vw - 40px);
  }
  
  .hero-section {
    min-height: 90vh;
  }
  
  .scroll-indicator {
    display: none;
  }
  
  .about-image img {
    height: 300px;
  }
}

/* CUSTOM SCROLLBAR */
::-webkit-scrollbar {
  width: 10px;
  background: #e3e8ef;
}

::-webkit-scrollbar-thumb {
  background: linear-gradient(135deg, var(--primary) 0%, var(--accent) 100%);
  border-radius: 10px;
}

::-webkit-scrollbar-thumb:hover {
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-light) 100%);
}

/* LOADING ANIMATION */
@keyframes shimmer {
  0% { background-position: -1000px 0; }
  100% { background-position: 1000px 0; }
}

/* PRINT STYLES */
@media print {
  .main-header,
  .scroll-to-top,
  .scroll-btn,
  .nav-toggle {
    display: none !important;
  }
}


/* loan page
/* PRINT STYLES */
/* =============== PAGE HERO =============== */
.page-hero {
  position: relative;
  height: 400px;
  background-image: linear-gradient(135deg, rgba(38, 65, 186, 0.8) 0%, rgba(144, 105, 183, 0.8) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.page-hero-overlay {
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, 0.4);
}

.page-hero .container {
  position: relative;
  z-index: 2;
  text-align: center;
  color: white;
}

.hero-title-animate {
  font-size: 3rem;
  font-weight: 700;
  margin-bottom: 10px;
  opacity: 0;
  transform: translateY(30px);
  animation: slideUp 0.8s ease forwards;
}

.hero-text-animate {
  font-size: 1.2rem;
  margin-bottom: 20px;
  opacity: 0;
  transform: translateY(30px);
  animation: slideUp 0.8s ease 0.2s forwards;
}

.hero-breadcrumb-animate {
  opacity: 0;
  transform: translateY(30px);
  animation: slideUp 0.8s ease 0.4s forwards;
}

@keyframes slideUp {
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.breadcrumb {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 10px;
  font-size: 0.95rem;
}

.breadcrumb a {
  color: white;
  text-decoration: none;
  transition: opacity 0.3s;
}

.breadcrumb a:hover {
  opacity: 0.8;
}

.breadcrumb span {
  color: rgba(255, 255, 255, 0.7);
}

/* =============== LOAN DETAIL SECTIONS =============== */
.loan-detail-grid {
  display: grid;
  grid-template-columns: 1fr 350px;
  gap: 40px;
  align-items: start;
}

.loan-detail-grid.reverse {
  direction: rtl;
}

.loan-detail-grid.reverse > * {
  direction: ltr;
}

.loan-detail-content {
  opacity: 0;
  transform: translateX(-30px);
}

.loan-detail-content.visible {
  opacity: 1;
  transform: translateX(0);
  transition: all 0.6s ease;
}

.loan-badge {
  display: inline-block;
  background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
  color: white;
  padding: 8px 16px;
  border-radius: 20px;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 15px;
}

.loan-title {
  font-size: 2.5rem;
  font-weight: 700;
  margin-bottom: 15px;
  color: #1a1a1a;
  display: flex;
  align-items: center;
  gap: 15px;
}

.loan-icon {
  font-size: 3rem;
}

.loan-description {
  font-size: 1.1rem;
  color: #666;
  line-height: 1.8;
  margin-bottom: 30px;
}

.loan-highlights {
  background: #f8f9fa;
  padding: 20px;
  border-radius: 10px;
  margin-bottom: 30px;
}

.highlight-item {
  display: flex;
  gap: 15px;
  margin-bottom: 20px;
  padding-bottom: 20px;
  border-bottom: 1px solid #e0e0e0;
}

.highlight-item:last-child {
  margin-bottom: 0;
  padding-bottom: 0;
  border-bottom: none;
}

.highlight-item i {
  color: #667eea;
  font-size: 1.5rem;
  flex-shrink: 0;
}

.highlight-item strong {
  display: block;
  color: #1a1a1a;
  margin-bottom: 5px;
}

.loan-features-benefits {
  margin-bottom: 30px;
}

.loan-features-benefits h3 {
  font-size: 1.3rem;
  margin-bottom: 15px;
  color: #1a1a1a;
}

.loan-features-benefits ul {
  list-style: none;
  padding: 0;
}

.loan-features-benefits li {
  padding: 10px 0;
  color: #666;
  display: flex;
  align-items: center;
  gap: 10px;
}

.loan-features-benefits i {
  color: #28a745;
  font-size: 1.1rem;
}

.loan-detail-sidebar {
  opacity: 0;
  transform: translateX(30px);
}

.loan-detail-sidebar.visible {
  opacity: 1;
  transform: translateX(0);
  transition: all 0.6s ease;
}

.sidebar-card {
  background: white;
  padding: 25px;
  border-radius: 10px;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.08);
  margin-bottom: 20px;
  border-top: 4px solid #667eea;
}

.sidebar-card h3 {
  font-size: 1.2rem;
  margin-bottom: 20px;
  color: #1a1a1a;
}

.eligibility-list {
  display: flex;
  flex-direction: column;
  gap: 15px;
}

.eligibility-item {
  display: flex;
  gap: 12px;
}

.eligibility-item i {
  color: #667eea;
  font-size: 1.3rem;
  flex-shrink: 0;
}

.eligibility-item strong {
  display: block;
  color: #1a1a1a;
  margin-bottom: 3px;
}

.eligibility-item span {
  color: #666;
  font-size: 0.95rem;
}

.cta-card {
  text-align: center;
  border-top-color: #ff6b6b;
}

.cta-card p {
  color: #666;
  margin-bottom: 15px;
}

.info-card {
  border-top-color: #ffc107;
  text-align: center;
}

.info-card i {
  font-size: 2rem;
  color: #ffc107;
  margin-bottom: 10px;
}

.info-card h4 {
  color: #1a1a1a;
  margin-bottom: 10px;
}

.info-card p {
  color: #666;
  font-size: 0.95rem;
}

.alt-bg {
  background: #f8f9fa;
}

/* =============== ABOUT PAGE =============== */
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: center;
}

.about-image {
  opacity: 0;
  transform: translateX(-30px);
  position: relative;
  overflow: hidden;
  border-radius: 10px;
}

.about-image.visible {
  opacity: 1;
  transform: translateX(0);
  transition: all 0.6s ease;
}

.about-image img {
  width: 100%;
  height: 400px;
  object-fit: cover;
  border-radius: 10px;
}

.experience-badge {
  position: absolute;
  bottom: 20px;
  left: 20px;
  background: white;
  padding: 15px 25px;
  border-radius: 10px;
  box-shadow: 0 5px 20px rgba(0, 0, 0, 0.15);
  text-align: center;
}

.badge-number {
  font-size: 2rem;
  font-weight: 700;
  color: #667eea;
}

.badge-text {
  color: #666;
  font-size: 0.85rem;
}

.about-content {
  opacity: 0;
  transform: translateX(30px);
}

.about-content.visible {
  opacity: 1;
  transform: translateX(0);
  transition: all 0.6s ease;
}

.about-content .lead-text {
  font-size: 1.1rem;
  color: #666;
  margin-bottom: 15px;
  line-height: 1.8;
}

.about-content p {
  color: #666;
  line-height: 1.8;
  margin-bottom: 15px;
}

.about-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin: 30px 0;
}

.stat-box {
  text-align: center;
  padding: 20px;
  background: #f8f9fa;
  border-radius: 10px;
}

.stat-box h3 {
  font-size: 2rem;
  color: #667eea;
  margin-bottom: 5px;
}

.stat-box p {
  color: #666;
  font-size: 0.95rem;
}

.about-features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin: 30px 0;
}

.about-feature-item {
  display: flex;
  gap: 15px;
}

.about-feature-item i {
  font-size: 1.5rem;
  color: #667eea;
  flex-shrink: 0;
}

.about-feature-item strong {
  display: block;
  color: #1a1a1a;
  margin-bottom: 5px;
}

.about-feature-item span {
  color: #666;
  font-size: 0.95rem;
}

/* =============== MISSION & TEAM SECTIONS =============== */
.mission-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
}

.mission-card {
  background: white;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.08);
  text-align: center;
  opacity: 0;
  transform: translateY(30px);
  transition: all 0.6s ease;
}

.mission-card.visible {
  opacity: 1;
  transform: translateY(0);
}

.mission-card:hover {
  box-shadow: 0 5px 20px rgba(102, 126, 234, 0.15);
  transform: translateY(-5px);
}

.mission-icon {
  font-size: 3rem;
  color: #667eea;
  margin-bottom: 20px;
}

.mission-card h3 {
  font-size: 1.3rem;
  margin-bottom: 15px;
  color: #1a1a1a;
}

.mission-card p {
  color: #666;
  line-height: 1.8;
  font-size: 0.95rem;
}

.team-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 30px;
}

.team-member {
  background: white;
  border-radius: 10px;
  overflow: hidden;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.08);
  text-align: center;
  opacity: 0;
  transform: translateY(30px);
  transition: all 0.6s ease;
}

.team-member.visible {
  opacity: 1;
  transform: translateY(0);
}

.team-member:hover {
  box-shadow: 0 5px 20px rgba(0, 0, 0, 0.15);
  transform: translateY(-5px);
}

.member-image {
  height: 200px;
  background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 4rem;
  color: white;
}

.team-member h3 {
  font-size: 1.2rem;
  color: #1a1a1a;
  margin: 20px 0 10px;
}

.member-role {
  color: #667eea;
  font-weight: 600;
  margin-bottom: 10px;
}

.member-bio {
  color: #666;
  padding: 0 20px 20px;
  font-size: 0.95rem;
  line-height: 1.6;
}

/* =============== CONTACT PAGE =============== */
.contact-info-section {
  padding: 60px 0;
}

.contact-info-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
}

.contact-card {
  background: white;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.08);
  text-align: center;
  opacity: 0;
  transform: translateY(30px);
  transition: all 0.6s ease;
}

.contact-card.visible {
  opacity: 1;
  transform: translateY(0);
}

.contact-card:hover {
  box-shadow: 0 5px 20px rgba(102, 126, 234, 0.15);
  transform: translateY(-5px);
}

.contact-icon {
  font-size: 2.5rem;
  color: #667eea;
  margin-bottom: 20px;
}

.contact-card h3 {
  font-size: 1.3rem;
  margin-bottom: 15px;
  color: #1a1a1a;
}

.contact-card p {
  color: #666;
  margin-bottom: 10px;
  line-height: 1.8;
}

.contact-card a {
  color: #667eea;
  text-decoration: none;
  font-weight: 600;
  transition: color 0.3s;
}

.contact-card a:hover {
  color: #764ba2;
}

.contact-note {
  font-size: 0.85rem;
  color: #999;
  margin-top: 10px;
}

/* =============== CONTACT FORM =============== */
.contact-form-section {
  padding: 60px 0;
}

.contact-form-wrapper {
  background: white;
  padding: 40px;
  border-radius: 10px;
  box-shadow: 0 2px 15px rgba(0, 0, 0, 0.1);
}

.form-header {
  text-align: center;
  margin-bottom: 40px;
  opacity: 0;
  transform: translateY(20px);
}

.form-header.visible {
  opacity: 1;
  transform: translateY(0);
  transition: all 0.6s ease;
}

.contact-form {
  opacity: 0;
  transform: translateY(20px);
}

.contact-form.visible {
  opacity: 1;
  transform: translateY(0);
  transition: all 0.6s ease;
}

.form-row {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-bottom: 20px;
}

.form-group {
  display: flex;
  flex-direction: column;
}

.form-group.full-width {
  grid-column: 1 / -1;
}

.form-group label {
  font-weight: 600;
  margin-bottom: 8px;
  color: #1a1a1a;
}

.required {
  color: #ff6b6b;
}

.form-group input,
.form-group select,
.form-group textarea {
  padding: 12px;
  border: 1px solid #ddd;
  border-radius: 6px;
  font-family: inherit;
  font-size: 0.95rem;
  transition: border-color 0.3s;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: #667eea;
  box-shadow: 0 0 0 3px rgba(102, 126, 234, 0.1);
}

.form-group input.error {
  border-color: #ff6b6b;
}

.form-checkbox {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin: 20px 0;
}

.form-checkbox input[type="checkbox"] {
  margin-top: 5px;
}

.form-checkbox label {
  margin-bottom: 0;
  font-weight: 400;
  color: #666;
}

.form-success-message {
  text-align: center;
  padding: 40px;
  background: #f0fdf4;
  border-radius: 10px;
  border: 2px solid #22c55e;
}

.form-success-message i {
  font-size: 3rem;
  color: #22c55e;
  margin-bottom: 20px;
}

.form-success-message h3 {
  color: #1a1a1a;
  margin-bottom: 10px;
}

.form-success-message p {
  color: #666;
}

/* =============== FAQ SECTION =============== */
.faq-section {
  padding: 60px 0;
}

.faq-accordion {
  max-width: 800px;
  margin: 0 auto;
}

.faq-item {
  background: white;
  border: 1px solid #ddd;
  border-radius: 8px;
  margin-bottom: 15px;
  opacity: 0;
  transform: translateY(20px);
  transition: all 0.6s ease;
}

.faq-item.visible {
  opacity: 1;
  transform: translateY(0);
}

.faq-question {
  padding: 20px;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: #f8f9fa;
  border-radius: 8px;
  transition: background 0.3s;
  user-select: none;
}

.faq-question:hover {
  background: #e8e9ff;
}

.faq-question h4 {
  margin: 0;
  color: #1a1a1a;
  font-size: 1.05rem;
}

.faq-question i {
  color: #667eea;
  transition: transform 0.3s;
}

.faq-item.active .faq-question {
  background: #e8e9ff;
  border-radius: 8px 8px 0 0;
}

.faq-item.active .faq-question i {
  transform: rotate(180deg);
}

.faq-answer {
  display: none;
  padding: 20px;
  color: #666;
  line-height: 1.8;
  border-top: 1px solid #ddd;
  border-radius: 0 0 8px 8px;
}

/* =============== APPLICATION FORM =============== */
.application-section {
  padding: 60px 0;
}

.progress-bar-wrapper {
  margin-bottom: 50px;
  opacity: 0;
  transform: translateY(20px);
}

.progress-bar-wrapper.visible {
  opacity: 1;
  transform: translateY(0);
  transition: all 0.6s ease;
}

.progress-bar {
  height: 4px;
  background: #e0e0e0;
  border-radius: 2px;
  overflow: hidden;
  margin-bottom: 30px;
}

.progress-fill {
  height: 100%;
  background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
  transition: width 0.3s ease;
}

.step-labels {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 20px;
  text-align: center;
}

.step-label {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
  opacity: 0.5;
  transition: opacity 0.3s;
}

.step-label.active {
  opacity: 1;
}

.step-number {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: #e0e0e0;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 600;
  color: #666;
  transition: all 0.3s;
}

.step-label.active .step-number {
  background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
  color: white;
}

.step-text {
  font-size: 0.85rem;
  color: #666;
  display: block;
}

.application-form {
  opacity: 0;
  transform: translateY(20px);
}

.application-form.visible {
  opacity: 1;
  transform: translateY(0);
  transition: all 0.6s ease;
}

.form-step {
  display: none;
  animation: fadeIn 0.3s ease;
}

.form-step.active {
  display: block;
}

@keyframes fadeIn {
  from {
    opacity: 0;
    transform: translateY(10px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.step-title {
  font-size: 1.8rem;
  color: #1a1a1a;
  margin-bottom: 10px;
}

.step-description {
  color: #666;
  margin-bottom: 30px;
  font-size: 0.95rem;
}

.form-actions {
  display: flex;
  justify-content: space-between;
  gap: 15px;
  margin-top: 30px;
  padding-top: 30px;
  border-top: 1px solid #ddd;
}

.form-actions button {
  flex: 1;
}

.form-actions button:first-child {
  background: white;
  color: #667eea;
  border: 2px solid #667eea;
}

.form-actions button:first-child:hover {
  background: #f0f0ff;
}

/* =============== DOCUMENT UPLOAD =============== */
.document-upload-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
  margin-bottom: 30px;
}

.document-upload-item {
  display: flex;
  flex-direction: column;
}

.document-upload-item label {
  font-weight: 600;
  margin-bottom: 10px;
  color: #1a1a1a;
}

.file-input-wrapper {
  position: relative;
}

.file-input-wrapper input[type="file"] {
  display: none;
}

.file-input-label {
  border: 2px dashed #667eea;
  border-radius: 8px;
  padding: 40px 20px;
  text-align: center;
  cursor: pointer;
  transition: all 0.3s;
  background: #f8f9ff;
}

.file-input-label:hover {
  border-color: #764ba2;
  background: #f0f0ff;
}

.file-input-label i {
  font-size: 2rem;
  color: #667eea;
  display: block;
  margin-bottom: 10px;
}

.file-input-label span {
  display: block;
  color: #666;
  font-size: 0.95rem;
}

/* =============== REVIEW SECTION =============== */
.review-box {
  background: white;
  padding: 30px;
  border-radius: 10px;
  border: 1px solid #ddd;
  margin-bottom: 30px;
}

.review-box h3 {
  font-size: 1.3rem;
  color: #1a1a1a;
  margin-bottom: 25px;
  padding-bottom: 15px;
  border-bottom: 2px solid #667eea;
}

.review-section {
  margin-bottom: 25px;
}

.review-section:last-child {
  margin-bottom: 0;
}

.review-section h4 {
  font-size: 1.05rem;
  color: #1a1a1a;
  margin-bottom: 15px;
}

.review-row {
  display: flex;
  justify-content: space-between;
  padding: 12px 0;
  border-bottom: 1px solid #f0f0f0;
}

.review-row:last-child {
  border-bottom: none;
}

.review-label {
  color: #666;
  font-weight: 500;
}

.review-value {
  color: #1a1a1a;
  font-weight: 600;
}

.btn-success {
  background: linear-gradient(135deg, #22c55e 0%, #16a34a 100%);
}

.btn-success:hover {
  box-shadow: 0 5px 20px rgba(34, 197, 94, 0.3);
  transform: translateY(-2px);
}

/* =============== APPLICATION SUCCESS =============== */
.application-success {
  text-align: center;
  padding: 60px 40px;
  background: linear-gradient(135deg, #f0fdf4 0%, #dcfce7 100%);
  border-radius: 10px;
  border: 2px solid #22c55e;
}

.success-icon {
  font-size: 4rem;
  color: #22c55e;
  margin-bottom: 20px;
}

.application-success h2 {
  font-size: 2rem;
  color: #1a1a1a;
  margin-bottom: 10px;
}

.application-success > p {
  color: #666;
  font-size: 1.05rem;
}